Financial Fitness Check-In: April 2022

March and April have been such a change from January and February this year that I almost feel like I have whiplash, I definitely still feel confused about so much. Like why do I feel guiltier about spending money, now that I actually have some than I did when I was constantly maxing out my … Continue reading Financial Fitness Check-In: April 2022

My Pay Week Routine

As a part of working to pay off my debt and generally "get ahead" I have established a pay week routine to help me plan in detail where every dollar is going. Essentially it's part of a zero-based budget routine. Which many finance people talk about, but Dave Ramsey is one of the biggest proponents … Continue reading My Pay Week Routine

Financial Fitness Check-In: January 2022

I have a lot of financial goals this year, and to be honest we are not off to a good start. I think that this month will turn things around if I continue to keep my spending in check. I think most people find January to be a lean month, at least people that celebrate … Continue reading Financial Fitness Check-In: January 2022

2022 Goals/Plans/Aspirations

I don't know what to call this post or these things. Calling them plans seems like asking for failure as we head into the third calendar year of the pandemic, when nearly all plans have been dashed, destroyed, and ruined. Including the majority of my Christmas break plans, so I guess having plans ruined is … Continue reading 2022 Goals/Plans/Aspirations

Spending Check In: November Review, December Plans

So like I said last month, I hoping that putting my money choices and realities out there (loosely, without super explicit details, that feels weird). And well, November was a disaster. It would have been fine if I hadn't needed to spend $1000 on winter tires, I would have pushed my budget to the limits, … Continue reading Spending Check In: November Review, December Plans

November Spending Plan: When Expected Expenses are More Expensive than Expected

In an effort to hold myself even more accountable with my personal finances I want to start logging them on here, both spending plans or a monthly budget at the beginning of the month and a check-in at the end of the month. Last month was one of the first net positive months I have … Continue reading November Spending Plan: When Expected Expenses are More Expensive than Expected

Preparing for Holidays Alone

This coming weekend is Thanksgiving weekend here in Canada. The technical day is this coming Monday, the second Monday in October. And while I might feel a bit hypocritical writing this when I actually do have plans this Thanksgiving, I wasn't expecting to, and I have spent most Thanksgiving weekends alone since I went to … Continue reading Preparing for Holidays Alone

No-Buy Month

I spent way too much money in July, some of it was explainable. It was a magical three paycheque month (if you get paid bi-weekly there are 2 months a year were you get 3 paycheques in a month). Normally my paycheques are pretty accounted for, with the first one of the month being most … Continue reading No-Buy Month

Money, Money, Money: 1

I really want to get my finances in order. I'm tired of living paycheque to paycheque and have half my money go to paying off loans or credit cards every month. I want to buy furniture and travel and have savings so that I can do those things in the future. But I also get … Continue reading Money, Money, Money: 1