Financial Fitness Check-In: What I Spent in May

I know that May was going to be a bit more of a spendy month for me, I had a trip planned to get out of my one-horse town (literally, I have seen 1 horse here, and I am a former horse girl, so I notice stuff like that) and that I was looking to … Continue reading Financial Fitness Check-In: What I Spent in May

Financial Fitness Check-In: April 2022

March and April have been such a change from January and February this year that I almost feel like I have whiplash, I definitely still feel confused about so much. Like why do I feel guiltier about spending money, now that I actually have some than I did when I was constantly maxing out my … Continue reading Financial Fitness Check-In: April 2022

My Pay Week Routine

As a part of working to pay off my debt and generally "get ahead" I have established a pay week routine to help me plan in detail where every dollar is going. Essentially it's part of a zero-based budget routine. Which many finance people talk about, but Dave Ramsey is one of the biggest proponents … Continue reading My Pay Week Routine

Financial Fitness Check-In: February 2022

2022 so far is the year that I set a goal of never using my overdraft protection and the year that I am consistently using my overdraft protection. Although I do think that March, with all the overtime I've been putting in, the COVID pay, and the pet sitting I have booked, I think this … Continue reading Financial Fitness Check-In: February 2022

What I’m Buying in February

This is going to be a new series, a part of the financial accountability I'm striving for. But I don't feel like that quite sums it up, it's about being thoughtful about how I spend my money, what I bring into my house, what I put onto and into my body and just generally overall … Continue reading What I’m Buying in February

Financial Fitness Check-In: January 2022

I have a lot of financial goals this year, and to be honest we are not off to a good start. I think that this month will turn things around if I continue to keep my spending in check. I think most people find January to be a lean month, at least people that celebrate … Continue reading Financial Fitness Check-In: January 2022

2022 Goals/Plans/Aspirations

I don't know what to call this post or these things. Calling them plans seems like asking for failure as we head into the third calendar year of the pandemic, when nearly all plans have been dashed, destroyed, and ruined. Including the majority of my Christmas break plans, so I guess having plans ruined is … Continue reading 2022 Goals/Plans/Aspirations

Spending Check In: November Review, December Plans

So like I said last month, I hoping that putting my money choices and realities out there (loosely, without super explicit details, that feels weird). And well, November was a disaster. It would have been fine if I hadn't needed to spend $1000 on winter tires, I would have pushed my budget to the limits, … Continue reading Spending Check In: November Review, December Plans

November Spending Plan: When Expected Expenses are More Expensive than Expected

In an effort to hold myself even more accountable with my personal finances I want to start logging them on here, both spending plans or a monthly budget at the beginning of the month and a check-in at the end of the month. Last month was one of the first net positive months I have … Continue reading November Spending Plan: When Expected Expenses are More Expensive than Expected

How to Buy a Used Car

As many of you may know if you read regularly, my car broke down on my way back from a weekend in Thunder Bay in July. It is dead, I knew she was dying (her name was Phoebe), but I was really hoping she would make it to Christmas, I could drive it home (where … Continue reading How to Buy a Used Car